Satin Finserv Ltd (SFL), a wholly owned subsidiary of Satin Creditcare Network Ltd (SCNL), has crossed ₹1,000 crore in assets under management (AUM) in FY26, marking a key scale milestone and a 93% year-on-year growth.
The performance underscores strong operating momentum, portfolio expansion, and continued parent support, as the company advances its strategy of building a sustainable, customer-centric financial services franchise.
Robust disbursement growth drives portfolio expansion
SFL recorded disbursements of ₹700 crore during the year, reflecting a robust 120% year-on-year growth.
This expansion was primarily driven by the launch of a sustainability-focused business vertical in September 2025, which has contributed meaningfully to portfolio diversification and growth.
Capital base strengthened through debt and equity infusion
During FY26, the company raised ₹730 crore through debt, including its first-ever External Commercial Borrowing (ECB) of ₹37.8 crore ($4 million) and nine Non-Convertible Debenture (NCD) issuances amounting to ₹295 crore.
In addition, SFL secured ₹90 crore in equity infusion from its parent in two tranches, further strengthening its balance sheet and reinforcing long-term strategic confidence.
Branch network and workforce scale up
SFL expanded its physical footprint by adding 70 new branches during the year, taking its total network to 121 touchpoints across regions.
The company also grew its employee base to 1,200, reflecting continued investment in talent and a strong customer-centric operating model.
Focus on sustainable, disciplined growth
Looking ahead, SFL will continue to focus on sustainable and calibrated growth, supported by portfolio quality, prudent risk management, and operational efficiency.
With a strengthened capital base, expanding footprint, and continued parent backing, the company is well-positioned to deliver long-term value to its stakeholders.
Bets on India’s MSME ecosystem
Pramod Marar, MD & CEO of SFL, said: “As we look ahead, our focus is firmly on building a scalable, resilient, and responsible franchise with an increasing emphasis on sustainability focussed business models. We see significant long-term opportunity in India’s MSME ecosystem, a segment that remains under-served yet fundamental to economic growth. Our priority will be to drive disciplined growth while enhancing customer outcomes and creating sustainable long-term value for all stakeholders.”