BANKING & FINANCE CreditAccess Grameen To Focus On Portfolio Quality & Digital Inclusion 

Microfinance lender CreditAccess Grameen has outlined an ambitious growth roadmap centred on stronger asset quality, digital innovation and balance sheet resilience. In its Annual Report 2026, Ganesh Narayanan, Managing Director & Chief Executive Officer, said FY26 was a year focused on strengthening the company’s balance sheet, improving portfolio quality and sustaining business growth amid challenging […]

CW Bureau · Jun 9, 2026

BANKING & FINANCE Gold, Personal And Home Loans Drive Retail Credit Growth In FY26: Experian

India’s retail credit market witnessed strong momentum in FY26, driven by rising demand for gold loans, personal loans and home loans, according to Experian’s latest Industry Insights – May 2026 report. The report highlights robust growth in loan originations, increasing preference for secured lending and improving repayment behaviour, indicating a healthier and more stable credit […]

CW Bureau · Jun 3, 2026

BANKING & FINANCE Repco Home Finance Q4 Profit Rises To ₹129 Cr; Asset Quality Improves

Repco Home Finance Ltd, a housing finance company focused on retail home loans, reported a standalone net profit of ₹129 crore for the March quarter, up ₹4 crore over the corresponding period last year on improved income and asset quality. Loan sanctions registered a 25% increase at ₹1,320 crore, while loan disbursements grew 22% to […]

CW Bureau · May 22, 2026

BANKING & FINANCE Karur Vysya Bank Q4 Net Up 41% To ₹725 Cr On Improved Asset Quality

Private sector lender Karur Vysya Bank (KVB) posted a 41% increase in its March quarter net profit to ₹725 crore, up from ₹513 crore in the corresponding period a year ago due to improved asset quality and increase in interest income. KVB’s net interest income increased by 25% to ₹1,359 crore from ₹1,089 crore. Net interest […]

CW Bureau · May 7, 2026

BANKING & FINANCE Kotak Mahindra Bank Q4 Profit Rises 13% On Strong Income, Asset Quality

Kotak Mahindra Bank Ltd (KMBL) reported a 13% increase in standalone net profit at ₹4,027 crore for the March quarter, driven by higher interest income and improved asset quality. Net Interest Income rose 8% to ₹7,876 crore, while Net Interest Margin contracted to 4.67% from 4.97%. Cost of funds declined to 4.45% from 5.09%. Fee […]

CW Bureau · May 2, 2026

BANKING & FINANCE Equitas SFB Reports Fivefold Rise In Q4 Profit; Asset Quality Improves

Equitas Small Finance Bank Ltd reported a fivefold increase in net profit at ₹213 crore for the March quarter of FY26 compared with the year-ago period, supported by strong growth and improved margins. Net interest margin rose to 7.29% from 7.13%, while cost-to-income ratio declined to 67.52% from 70.28%. Asset quality and capital position Gross […]

CW Bureau · Apr 30, 2026

BANKING & FINANCE UCO Bank Q4 Net Profit Rises 23% to ₹801 Cr On Improved Asset Quality

Public sector lender UCO Bank reported a 22.66% increase in net profit at ₹801 crore for the March quarter, aided by continued improvement in asset quality. Net interest income contracted by 3.11% to ₹2,614 crore. Global Net Interest Margin (NIM) improved 1 bps to 3%, while domestic NIM fell 3 bps to 3.19%. Fee-based income […]

CW Bureau · Apr 26, 2026

BANKING & FINANCE RBL Bank Q4 Net Profit Surges 234% To ₹230 Cr On Retail, Deposit Growth

RBL Bank Ltd, a private sector lender, reported a 234% increase in its standalone net profit for March quarter at ₹230 crore compared with the year-ago period, driven by strong momentum in granular retail advances and sustained strengthening of its deposit franchise. Net interest income (NII) grew 7% to ₹1,671 crore, while net interest margin […]

CW Bureau · Apr 25, 2026

BANKING & FINANCE Bank Of Maharashtra Reports 35% Rise In Q4 Net Profit At ₹2,014 Cr

Bank of Maharashtra has posted a 35% increase in its net profit for the March Quarter at ₹2,014 crore over the year ago period on improved asset quality and total business. Net Interest Income (NII) grew by 19% to ₹3,702 crore and net revenues improved by 13% from ₹4,097 crore. Net Interest Margin domestic stood […]

CW Bureau · Apr 20, 2026

BANKING & FINANCE SBI Net Surge Driven By Lower Credit Costs, Improved Asset Quality

State Bank of India (SBI), the country’s largest commercial bank, delivered a strong earnings performance in the December quarter of FY26, with standalone net profit rising 24.49% year-on-year to ₹21,028 crore. The sharp improvement was driven primarily by lower provisioning costs and sustained asset quality gains, even as margins moderated marginally. The standout feature of […]

CW Bureau · Feb 8, 2026

BANKING & FINANCE ESAF Bounces Back To Black On Asset Quality Improvement

Returning to profitability, ESAF Small Finance Bank, a leading scheduled commercial bank headquartered in Thrissur on January 30, reported a net profit of ₹7 crore for Q3 FY26, as against a loss of ₹211 crore in the same quarter last year. Total business stood at ₹44,686 crore, registering a year-on-year growth of 10%. While gross […]

CW Bureau · Jan 30, 2026

BANKING & FINANCE Equitas SF Bank Posts Strong Profit, Asset Quality Improves In Q3

Equitas Small Finance Bank reported a strong operating performance in the December quarter of FY26, with net profit rising 36% year-on-year to ₹90 crore, supported by margin expansion, lower credit costs and improving asset quality. Profit growth outpaced revenue expansion, highlighting improving operating leverage and balance sheet efficiency. Net interest margins expanded sharply by around […]

CW Bureau · Jan 29, 2026