Tag: CASA ratio decline
BANKING & FINANCE ESAF Doubles Down On Secured Loans, Advances Jump 19% In Q4

ESAF Small Finance Bank closed FY26 with a clear acceleration in its core lending engine, even as its deposit franchise showed mixed signals. The bank’s Q4 business update points to a strategy that is decisively towards secured lending, stronger disbursement momentum, and balance sheet expansion, though accompanied by some pressure on CASA ratios. Advances drive […]

CW Bureau · Apr 4, 2026
BANKING & FINANCE Retail Deposits Rise 30% As Bandhan Bank Reduces Bulk Exposure In Q4

Bandhan Bank’s business update for the March quarter of FY26 points to a calibrated growth trajectory, marked by steady advances expansion and a clear shift towards granular, retail-led deposits, even as CASA ratios remain under pressure. Credit growth remains steady The bank’s advances portfolio rose 12.6% year-on-year to ₹1,54,235 crore, compared with ₹1,36,995 crore in […]

CW Bureau · Apr 4, 2026