Tag: RBI circular
BANKING & FINANCE How RBI’s New Deposit Pricing Rules Will Reshape The Bank Competition

The Reserve Bank of India (RBI) has rewritten the rules governing interest rates on bank deposits, giving lenders greater flexibility to price bulk deposits while simultaneously tightening disclosure norms to improve transparency. The changes, which come into effect from October 1, 2026, are expected to make the wholesale deposit market more market-driven and better aligned […]

Sajan C Kumar · Jul 31, 2026
BANKING & FINANCE RBI Eases Quarterly Profit Inclusion Rules For Bank Capital Calculations

Reserve Bank of India (RBI) has issued fresh amendment directions allowing commercial banks to include quarterly profits in Common Equity Tier 1 (CET1) capital calculations with simplified conditions, a move aimed at streamlining capital adequacy norms for lenders. The revised framework comes after the central bank reviewed stakeholder feedback on draft amendment directions released on […]

CW Bureau · May 8, 2026