Tag: commercial banks
BANKING & FINANCE RBI Mulls Unified Interest Rate Model For Loans, Seeks Public Feedback

The Reserve Bank of India (RBI) has proposed a harmonised regulatory framework for interest rates on loans and advances across regulated entities (REs), covering both fixed-rate and floating-rate loans. The central bank has issued the draft Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026 for public consultation, following its announcement in […]

Sajan C Kumar · Aug 12, 2026
BANKING & FINANCE RBI Mulls Tighter Rules On Recovery Agents To Protect Bank Borrowers

The Reserve Bank of India (RBI) has released draft amendment directions aimed at tightening norms governing the conduct of commercial banks in the recovery of loans and the engagement of recovery agents. The proposed changes seek to enhance borrower  protection, improve transparency and curb harsh recovery practices while strengthening accountability of banks for the actions […]

Sajan C Kumar · Feb 12, 2026